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Are you trying to sell a property?
Your buyers are qualified for the loan but they don't have the cash for a Down Payment and Closing costs? Are willing and able to accept less than the appraised value for your property? If your answers are 'YES' - You've come to the right place! In simplest terms, the transaction will work like this. You agree with HBAF to pay a service fee to HBAF at the closing on your property. The service fee will include the amount of funds needed to cover the Down Payment & Closing costs plus a nominal charge for the service (usually 1% of the purchase price). HBAF will provide funds to the buyer to cover those costs prior to closing via the settlement company. The settlement company will then pay the service fee to HBAF at closing. More information is available by contacting us. Be sure to include specific information. Name, phone, fax, email and a brief description of what you have in mind. Generally, we will get back to you within 2 business days. You may go to the Sellers & Builders Enrollment Form and complete the online form to apply or you can print the needed documents for you or your client to complete. Fax them to HBAF at ... and we will contact you with further information. “It is HBAF's opinion that claiming any contribution made by a seller to HBAF for its down payment assistance service as a charitable contribution is not legal.” |